The Retirement Calculation That No Longer Adds Up: Why Your Grandparents' Math Broke
In 1970, a 65-year-old American could reasonably retire on Social Security and modest savings. Today, that same calculation is fantasy. The gap between what people have saved and what they actually need has become a crisis—driven by longer lives, skyrocketing healthcare costs, and an economy that no longer rewards steady work the way it once did.